HGV Fleet Insurance
Any Size Fleet, Any Type of HGV Fleet Coverable
Up To 70% Off Your Policy
Fully Tailorable Policies
Quick, FREE, No Obligation and Impartial Quotes
Compare HGV Fleet Insurance Online
Finding HGV Fleet Insurance has never been easier!
We work with UK leading HGV Fleet brokers who have access to the most competitive policies.
UK call centres
Well experienced and knowledgable staff
Personal account handlers
Huge board of insurers
24/7 Claim help lines
Looking for a HGV Fleet Insurance policy that will safeguard your entire fleet and any aspects you wish to have protected?
We work with some of the industries leading fleet insurance brokers to help find you a competitive fleet policy.
Our brokers are able to cover all fleets from 3 vehicles up. Whether your fleet be mixed or just one type of vehicle, you can be sure they have a policy for.
What is HGV Fleet Insurance?
Operating or managing a heavy goods vehicle fleet comes with plenty risk. With tens of thousands of pounds worth of goods moving around the UK each day, much of this is carried our by companies running several vehicles.
HGV Fleet cover is a policy that will cover multiple drivers over multiple vehicles to cover an agreed maximum value of goods. This removes the need to have singular HGV policies for each individual truck.
Why have a fleet policy over individual policies?
By having a haulage fleet cover, you will be able to run your business a lot more fluid by being able to move drivers around vehicles without having to notify a broker or take out a new policy each time a driver changes truck.
What will the insurance policy cover?
You lorry fleet insurance will be tailored to your needs and cover anything to which you need it to cover.
The crux of the policy however will typically cover your drivers, your vehicles and the good you transport.
Your policy can also cover things like accidental damage, loss of earnings, vandalism and much more. Always feel free to ask our truck fleet insurance brokers for cover you wish to have.
If you need to cover any driver, make sure you ask for any driver fleet insurance.
How is the cost of Fleet Insurance worked out?
There are multiple elements that will affect your lorry fleet policy. The bigger affecting factors will be the value of the heavy goods vehicles, the size of the fleet, your drivers history and the average value of the goods you carry.
If you require cover to travel in or across Europe and other countries, this will also affect the cost of your policy.
All of your drivers must qualify for a HGV Insurance policy before they can be included on a fleet insurance policy.
How to save money on my policy
If you are looking for a cheap fleet cover, you should look to reduce the level of risk associated with your policy.
Recommended ways to reduce cost are to:
– Vet and employ drivers with a clean licence
– Name every driver and not opt for an any driver policy
– Keep the level of liability down to what it is you need
– Install trackers and security devices of all of your vehicles
– Install security that overseas your fleet when packed up such as CCTV and Fences etc
– Keep drivers over the age of 25 if possible
Why use Total Fleet Insurance?
We work with the UK leading, specialist Brokers that have exceptional rates on multiple policies.
Our brokers can offer you:
– Professional & Knowledgeable Advisors to help you
– Up to 70% Introductory Discounts
– Exceptional rates for Driver Only Fleets
– Excess Free Policies in the event of an accident
– 24hr Accident Helpline
We are the comparison service that is all about YOU
Our comparison service is free and easy to use.
We store your details safely to speed up the process next year if you call.
We are regulated by the FCA and use a compliance firm to ensure we always do the best by you!
The process to finding a competitive policy was quick and easy.
Staff took the time to listen to what I needed and matched me with the right people, shall use again next year!
Advisors were knowledgable and professional. Nor did I get hounded with phone calls either.
For single HGV Insurance, you can apply on Total HGV Insurance